Advisers, solicitors and providers all in one place to answer your equity release questions. Information and strategies to help with all your retirement planning and remortgage questions.
We Promise | Independent Equity Release Adviser | Advisers Notice
An ethical place for you to get information, advice and expert assistance
Find Local Help:
THE BIGGEST PROBLEM WITH EQUITY RELEASE TODAY?
Let’s face it, equity release has not had a good image. Although you may be surprised to learn that most of the negative stories that you hear, stem from a simple truth: the early products: Shared Appreciation Mortgages etc, were quite simply, awful!
Thankfully these products were removed from the marketplace over 12 twelve years ago. The trouble is every now and again somebody drags them out of their grave without making it clear that’s what that they are; history!
Modern equity release schemes on the other hand are a lot different, and are now amongst the safest financial products available today. For example, the Financial Services Authority now regulates all genuine equity release products. In addition, modern plans have more safeguards and guarantees than just about any other financial service product.
There is also a lot more choice, some might say too much! It can look quite daunting when you consider how many options are now available: lump sum, income, cash + income, draw-down, lifetime mortgage, and reversion - even a part lifetime mortgage/part interest only mix product! To complicate things still further you can now also arrange equity release on rental properties, holiday homes and second homes, as well as your main residence!
Without doubt, equity release schemes are a much safer proposition, but it still can be real mine-field for the inexperienced householder and inexperienced adviser alike! Today the biggest single problem facing anyone interested in equity release is quite simply: finding experienced and dependable advice.
Because it is such a big decision, it’s essential that you only talk to a specialist adviser, as opposed to an adviser or mortgage broker who dabbles in equity release. Someone who is totally independent, has lots of experience, and who will put your best interests first.
GOOD TIP: Ask the adviser this simple question: "How long have you been advising on equity release schemes?" Less than two years and you might want to think twice! With such an important decision, why would you want to take advice from a novice?
Finding the right adviser and solicitor, local to you, has now become much easier with the creation of this unique information website. On Money From My House you will find a whole team of equity release advisers and solicitors all working together and focused on the best interests of the householder. Money From My House also offers information and strategies designed to help you answer the big questions such as: Is it right for me? What type of plan suits my circumstances? When is the best time to do equity release?
The site "profiles" equity release providers, solicitors and providers, so you know, before you contact anyone, what sort of professionals you will be dealing with. There is no pressure or obligation when you visit Money From My House as the site does not collect any personal information from you, so you can suit yourself as to what you view and whom you contact.
To find a specialist adviser or solicitor local to you just use the search visit facility on the left of this page, which will then take you to the "profiles" pages where you can then decide who best to call for more information. Don‘t forget at Money From My House we will only ever recommend equity release if it is in your best interest, and after we have explored all possible options with you.